Recent Insurance Articles

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Insurance
Team eLocal

What's the Difference Between In-Network and Out-of-Network?

Having adequate insurance is essential, but it's also important to understand where you can receive treatment without high out-of-pocket costs. That comes down to the difference between in-network and out-of-network providers.

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Insurance
Team eLocal

What Is Coinsurance?

Coinsurance is a type of out-of-pocket expense paid by policyholders that is sometimes included in healthcare insurance plans. Here's how it works.

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Insurance
Team eLocal

What is a Copay?

Understanding how much you'll pay out-of-pocket when you make a health insurance claim is essential. This primer on copayments should get you up to speed.

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Insurance
Team eLocal

What Is Medicare Supplemental Coverage?

A Medicare supplement insurance policy (Medigap) could be a good option for you if you want to retain your Original Medicare coverage but pay less out of pocket when you receive services.

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Insurance
Team eLocal

What's a Pre-Existing Condition?

You might wonder what qualifies as a pre-existing condition and whether it will affect future coverage. Here, we break it all down to help you prepare for new coverage.

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Insurance
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What Is an Insurance Premium?

Whatever type of insurance you buy, you'll need to understand how the premium structure works and ensure it's affordable.

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Insurance
Team eLocal

What's a Deductible?

What you need to pay to receive healthcare services isn't always clear. Understanding health insurance deductibles and how they work can prepare you for expenses when you use your coverage.

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Insurance
Team eLocal

What Is Medicare?

Medicare is a type of federal healthcare insurance that aims to make healthcare coverage accessible and affordable for older Americans and other vulnerable groups.

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