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Recent Insurance Articles
![Loading broken car on a tow truck on a roadside](https://library.homeserve.com/m/1bff96d360991d44/Blog-bigstock-Loading-broken-car-on-a-tow-tr-89816555.jpg)
What Is Usage-Based Auto Insurance?
Usage-based auto insurance might make sense for you if you're confident in your safe driving habits. Find out more about usage-based auto insurance.
![Man worker with back injury, concept of accident at work](https://library.homeserve.com/m/5aee4c66dd1458ff/Blog-bigstock-Man-worker-with-back-injury-c-84650462.jpg)
Freelancing for a Living? Here's How to Find Health Insurance
Many traditional companies provide health insurance coverage for employees, but if you're self-employed, it might feel more challenging to get health insurance coverage for yourself. This guide can help.
![The agent fills out the renters insurance policy.](https://library.homeserve.com/m/1288b63d980f4579/Blog-GettyImages-1257354265.jpg)
7 Factors That Affect Renters Insurance Rates
To get the best rates, it’s always worth speaking to your insurance company to see how you can lower your premiums without compromising coverage. Here are some factors that can affect your rates.
![A close up of a red emergency triangle on the road in front of a damaged car and unrecognizable people. A car accident concept. Copy space.](https://library.homeserve.com/m/1bdcc8ee31eebd/Blog-bigstock-A-Close-Up-Of-A-Red-Emergency-249128218.jpg)
7 Factors That Affect Car Insurance Rates
Dealing with high car insurance rates? Before you think about selling your car and pedaling your bike everywhere, consider the factors that influence your auto insurance rates.
![Serious investment broker, financial advisor or bank worker in suit and glasses consulting young couple giving legal advice, offering loan or presenting insurance services convincing to make deal](https://library.homeserve.com/m/49f0e49efd2b3fd5/Blog-bigstock-Serious-Investment-Broker-Fin-239150230.jpg)
What to Do If Your Home Insurance Claim Is Denied
If your home has suffered damage due to an unforeseen disaster, you may expect your home insurance company to cover the repair and replacement costs. However, some home insurance claims are denied, leaving people like you with a financial burden and a lot of frustration.
![Closeup Asian man call center, customer service, telesales in formal suit wearing headset or headphone talking with customer in modern office](https://library.homeserve.com/m/6bbdc96f2b69da27/Blog-AdobeStock_395665480.jpg)
What's the Difference Between an Insurance Broker and an Agent?
Knowing how insurance brokers and agents work helps you understand the differences so you can choose the best option for helping you get the coverage you need.
![Four twentysomething roommates laugh together while sitting on a couch in the living room of an apartment with moving boxes stacked up in the foreground, men, women, twenty-somethings, roommates, roomies, cohabitating, moving, moving day, moving boxes, boxes, living room, apartment, renters, rental unit, carpet, couch, natural light, laughing](https://library.homeserve.com/m/7144319090f715d4/Blog-AdobeStock_266595545.jpg)
How Renters Insurance Works If You Have Roommates
Renting a place with roommates can be a great way to save money and meet new people. But when something goes wrong, such as damage or theft, it can get complicated in your shared space.
![House insurance form for homeowners and model of home.](https://library.homeserve.com/m/66979d7e377f6546/Blog-AdobeStock_274819257.jpg)
7 Factors That Affect Homeowners Insurance Rates
Is your homeowners insurance premium increasing yet again? It's enough to drive anyone crazy. To keep your costs as low as possible, make sure you understand the factors that affect your home insurance rates.