Recent Insurance Articles

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Insurance
Team eLocal

What Is an HMO?

Whether you're comparing plans from your employer or buying a policy through the health insurance marketplace, it's important to learn more about HMO plans, so you'll know if one is right for you.

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Insurance
Team eLocal

What Is COBRA?

Understanding how COBRA works will come in handy if you leave or lose a job for almost any reason. Here’s the lowdown.

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Insurance
Team eLocal

In Insurance Terms, What Is an Act of God?

Understanding what typical homeowners policies cover is essential to finding coverage that meets your needs. This guide explains what insurers mean by an act of God and what to look for in your policy.

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Insurance
Team eLocal

What Is Open Enrollment?

Not having health insurance or getting stuck with a plan you hate can be a nightmare. Understanding open enrollment can help you get affordable health insurance that's right for you. 

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Insurance
Team eLocal

What Is  a Qualifying Life Event?

For most people choosing health insurance coverage, the selections are locked in until the next open enrollment period. For some, a qualifying life event changes that dynamic and provides an opportunity to make adjustments in the moment.

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Insurance
Team eLocal

What Is a PPO?

PPO stands for “preferred provider organization.” It's a type of health insurance plan.  Here's what you need to know about PPO plans.

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What Is Spousal Refusal?

Understanding how spousal support works can be critical if one partner needs to go into a long-term care facility. Learn more about how this option works and how it could protect you financially.

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Team eLocal

What Is Gap Insurance?

If your car is totaled in an accident, gap insurance protects you by paying the difference between the value of your car and how much you owe on your loan or lease.

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