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Recent Legal Articles
![Intellectual property, patented protection, copyright reserved or product trademark that cannot copy concept, businessman owner standing with light bulb idea locked with padlock for patents.](https://library.homeserve.com/m/43afce14569af90c/Blog-AdobeStock_425772140.jpg)
How to Legally Protect Your Business Idea
Developing an idea into a million-dollar business is hard work, so you want to make sure no one steals it. Learn how to protect a business idea until launch.
![legal consultants, notary or justice lawyer discussing contract document with customer and wooden judge gavel on desk in courtroom office, business, justice law, insurance and legal service concept](https://library.homeserve.com/m/315bed818c213e77/Blog-AdobeStock_243297200.jpg)
So You're Being Sued: How to Respond to a Lawsuit
Your doorbell rings, a sheriff's deputy hands you a notice and you find out someone is suing you. Now what?
![illustration of a rejected form](https://library.homeserve.com/m/3a786e34412f2b22/Blog-AdobeStock_521369920.jpg)
Why Was My Student Visa Application Denied?
While thousands of students apply for these visas every year, not all are accepted. Learn why student visas may be denied and what to do if your visa application is denied.
![Estate Plan, Living Will, and Healthcare Power of Attorney documents](https://library.homeserve.com/m/13463e3f6c61911f/Blog-AdobeStock_300232908.jpg)
5 Legal Documents Every Person Needs
It’s a smart idea to be prepared with the right legal documents on hand. You can take control now and hire an attorney to create some basic legal documents to help avoid pitfalls down the road.
![credit report](https://library.homeserve.com/m/5e90b7de9dda6351/Blog-AdobeStock_80364471.jpg)
Will Paying Off My Student Loans Hurt My Credit Rating?
But as you're making that final payment on your student loans, you may be wondering what it's going to do to your credit score. Unfortunately, it's difficult to say. We break down the pros and cons.
![One person is answering question about legal guardian.](https://library.homeserve.com/m/3b235e31062ac3f8/Blog-AdobeStock_356107185.jpg)
What Does It Mean to Be a Legal Guardian?
Guardians can be appointed under emergency circumstances, but if you're the parent of a minor child, it's a good idea to consider naming a guardian in your will as part of your estate plan.
![Young female looks with shocked expression into papers, recieve high taxes and had to pay much money for bills, sits against kitchen interior, her husband stands behinds, studies documents attentively](https://library.homeserve.com/m/40553491beee3d68/Blog-AdobeStock_192235268.jpg)
I've Always Gotten a Tax Refund. Why Do I Owe Money This Year?
Why do you owe federal taxes this year? Here are some possible explanations for why you have to pay taxes instead of getting a refund.
![Jury box](https://library.homeserve.com/m/351605de0966c10b/Blog-AdobeStock_129948627.jpg)
3 Consequences of Skipping Jury Duty
Sometimes courts allow you to skip or postpone jury duty, but there can be serious consequences for doing so without permission.