identity theftWe live in a digital world, and today it is easier than ever before to steal someone’s identity.

Identity theft is when an individual uses another person’s personal information such as social security number, birth certificate, debit/credit cards, saving/checking account numbers and conducts fraudulent transactions using that information.

Needless to say, it’s vitally important to protect your personal identification at all times and immediately report any lost of stolen items, like a purse or wallet.

Guard your ATM, Debit Card, and Credit Cards carefully and never write your pin numbers on these cards. Also, when you are using your debit or credit card for a financial transaction, you should always protect or shield your pin number from being viewed.

Sometimes people who are planning on stealing your identity will use cell phone cameras or binoculars to obtain your card and pin number. Always look over your shoulder and make sure no one is behind you when you complete these transactions.

Be sure to have your mail forwarded to your new residence if you move. Identity thieves can gather your mail and learn plenty about you. By harvesting your mail, they can then begin tracking your information online and soon they will assume your identity.

There are state and federal laws in place to protect people from identity thieves. If you are the victim of identity theft, contact your local police, the Federal Trade Commission, and your credit agencies.